Your home loan, drawn to scale.
Independent mortgage advisers in East Auckland. We lay out price, deposit and borrowing so you can see where you stand before you sign anything.
Advice in English · 普通话 · 粤语 · 客家话
Try a deposit plan
Illustrative only. Try your own numbers.
Four kinds of plan.
Which one is yours?
We compare banks and non-bank lenders, explain the trade-offs, and handle the application through to settlement.
A bank sees an application. We see your plans.
Good advice starts with understanding where you want to go. Then we do the legwork to help you get there.
Get to know HomelendYour plans, first.
We start with your goals, your situation and your timing. No need to have all the answers.
The options, made clear.
We compare suitable banks and non-bank lenders, then explain the structure, costs and trade-offs.
Someone in your corner.
One adviser to manage the application, follow up with the lender and guide you through settlement.
Drawn up by people
you can call directly.
Banking experience, local understanding, and each adviser's own phone number.
Fei Xie
Refinance, rate optimisation, and channelling structures
FSP590669 · EN · 中文
Riona Rameka
New builds, progress payments, and complex development
FSP615549 · EN
Ray Lei
First-home buyers and business lending
FSP590649 · EN · 中文
Lyn Goh
Commercial, business, and multilingual clients
FSP1006872 · EN · 中文 · 粤语 · 客家话Notes on the plan.
AWhat does it cost to use Homelend?
Fees depend on the lender and the complexity of the work. If a fee applies, your adviser will explain it and agree it with you in writing before proceeding. Each adviser's disclosure explains commissions and possible fees.
BCan you help after a bank has declined my application?
A decline from one lender does not decide every application. We can review the reason, your wider position, and whether another lender or structure is worth considering.
CWhat should I bring to the first conversation?
A rough picture of your goal, income, debts, deposit or equity, and timing is enough to start. We will tell you which documents are needed after that. Auckland meetings are arranged directly; phone and video appointments are also available.
DCould your mortgage work a little harder?
Explore how routing your income through revolving credit could change your repayment time with the channelling calculator. Illustrative estimates only; not personalised financial advice.